WWTFBudget

Legal

Terms of Use

Last updated: 16 May 2026

1. About This Website

WTFBudget (the Site) is an independent, unofficial educational guide to Australia’s 2026-27 Federal Budget. It is operated by Sevn Works Pty Ltd (ABN 84 677 263 035) (“Sevn Works”, “we”, “us”, “our”), an Australian proprietary limited company registered in New South Wales.

This Site is not affiliated with, endorsed by, or connected to the Australian Government, the Department of the Treasury, budget.gov.au, or any other government agency or instrumentality.

By accessing or using this Site, you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. Not Financial or Tax Advice

Nothing on this Site constitutes financial, investment, tax, legal, or accounting advice.

  • Sevn Works Pty Ltd does not hold an Australian Financial Services Licence (AFSL) issued by the Australian Securities and Investments Commission (ASIC). We are not licensed to provide financial product advice under the Corporations Act 2001 (Cth).
  • Sevn Works Pty Ltd is not a registered tax agent under the Tax Agent Services Act 2009 (Cth). We do not provide tax agent services.
  • All content, including the interactive tax calculator, persona impact analyses, and AI-generated responses, is provided for illustrative and educational purposes only. It must not be relied upon when lodging a tax return, making investment decisions, or taking any financial action.
  • Before acting on any information from this Site, you should obtain independent advice from a qualified financial adviser (AFSL holder), registered tax agent, or solicitor.

3. AI-Generated Content Disclaimer

This Site uses artificial intelligence (AI) to power the WTFBudget AI chat feature, including the MiniMax language model operated by a third-party provider. AI-generated content:

  • may contain errors, inaccuracies, or “hallucinations” (plausible-sounding but incorrect responses);
  • does not constitute personalised financial or tax advice;
  • should be independently verified before being relied upon.

Sevn Works accepts no liability for any loss or damage arising from reliance on AI-generated responses.

4. Content Accuracy and Currency

We endeavour to ensure content is accurate as at the date of publication. However:

  • Budget policy may be amended, varied, or repealed by subsequent legislation or ministerial instrument.
  • Tax calculations are stylised estimates using published bracket rates and may not reflect your actual tax position.
  • We do not warrant that any information on this Site is complete, accurate, current, or free from error.

For authoritative and current information, refer to budget.gov.au, the Australian Taxation Office, and official legislative instruments.

5. Intellectual Property

The original editorial content, analyses, code, and design of this Site are owned by Sevn Works Pty Ltd and are protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without prior written consent, except as permitted by the Copyright Act 1968 (Cth).

Content sourced from official Australian Government budget documents is reproduced under the Creative Commons Attribution 4.0 International licence (CC BY 4.0), © Commonwealth of Australia 2026.

6. Limitation of Liability

To the maximum extent permitted by law, Sevn Works Pty Ltd and its officers, employees, and agents:

  • exclude all warranties (express or implied) in relation to this Site and its content;
  • are not liable for any direct, indirect, incidental, special, or consequential loss or damage arising from use of or reliance on this Site, including but not limited to financial loss arising from tax or investment decisions.

Where liability cannot be excluded under the Australian Consumer Law, our liability is limited to resupplying the relevant services.

7. Third-Party Links and Services

This Site contains links to external websites including budget.gov.au, Unsplash, and news publications. We do not control, endorse, or accept responsibility for the content or privacy practices of any linked site.

The contact form is processed by Web3Forms. By submitting the contact form, you consent to your submission being processed by Web3Forms in accordance with their terms and privacy policy.

8. Acceptable Use

You agree not to use this Site:

  • to submit false, misleading, or harmful information via the contact form or AI chat;
  • to attempt to reverse-engineer, scrape, or disrupt the Site’s operation;
  • for any unlawful purpose or in violation of any applicable law.

9. Changes to These Terms

We may update these Terms at any time by posting a revised version on this page with an updated date. Your continued use of the Site constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of that State.

11. Contact

For questions about these Terms, please contact us or write to Sevn Works Pty Ltd via the contact details on our website at sevnworks.com.